Carol Carpenter was diagnosed with breast cancer in the spring of two thousand, and doctors estimate that she now has less than five years to live.
Carpenter says she has reason to believe that, had she not gotten a second opinion when she did, she would already be dead.
In response to cancer patients like Carpenter, some Missouri lawmakers say they want to require insurance companies to provide second opinion coverage for newly diagnosed cancer patients.
The coverage must be provided even if the specialist is not in the provider's network.
Lynn Schlossler with the Red Cross recently testified to a House committee on behalf of the bill, claiming a second opinion would help ensure proper diagnosis and treatment.
Long-term financial implications of the proposal are unknown, but are estimated by the Missouri Chamber of Commerce to be minimal since some providers, such as Medicaid, already include this service.
The Missouri Chamber of Commerce also estimates that small businesses run the highest risk of being adversely affected by this bill because of the possibility of increased health care premiums.
So far, the only guaranteed expense is a fifty dollar filing expense insurers would be required to pay in order to amend their current policies to comply with this legislation.
These fee's would result in a revenue of over nine thousand dollars in fall of two thousand three.
Identical bills dealing with this issue have cleared House and Senate committees...But the bills aren't slated yet for floor debate in either chamber.
Cancer patients like Carol Carpenter are lobbying for this bill in both the house and the senate, because they want to help make life easier for future cancer patients.
In Jefferson City, Ashley Hall.